Fractional CFO Services
You get what a fractional CFO should give you — a clear, current view of your cash, your margins, and what's coming. But MPJ goes further: every business decision is weighed for what it means to you personally — your tax bill, your take-home, your own bottom line. Because the way your business runs should be building your wealth, not just the company's.
Updated to this week — not last quarter.
Who MPJ is for
MPJ works best with owners who have real complexity or real momentum — multi-entity and real estate portfolios, trusts, or fast-growing businesses where the stakes are high and a wrong move is expensive.
Whether you're managing an established portfolio or scaling something new, the common thread is simple: you want someone protecting you, not just producing reports.
The real problem
By the time the books close, the month's already gone. You're making today's decisions with last month's picture.
A P&L doesn't tell you whether you can afford to hire, or if payroll's safe in March. You need someone who'll actually answer the question you're really asking.
A cash crunch. A tax bill out of nowhere. The kind of thing that should've been flagged weeks earlier — back when you still had options.
How MPJ helps
Before you make a move, MPJ shows you what it means for you personally — your taxes, your take-home, your long-term position — not just the company's books.
Where your cash and margins really stand — this week, not three weeks after the fact.
No jargon. Just what they mean and what they mean for you.
MPJ watches your cash to warn you early, while there's still time to do something about it.
Not a wall of metrics — the handful that actually move your business.
If something needs your attention, you'll hear from MPJ — not find it buried in a month-end report.
Clean and credible the moment you go to borrow, raise, or sell.
Getting started
Send your financials however they live — accounting software, bank statements, whatever you have. MPJ builds out your full picture in the first couple of weeks.
Each month, you and MPJ talk through what the numbers mean and the decisions in front of you — no lectures.
Between calls, MPJ keeps an eye on things and reaches out before a small issue becomes a real one.
How MPJ works
With over a decade in accounting and finance, MPJ's focus is simple: the people MPJ works with should feel genuinely looked after — not handed a report and left to interpret it alone.
Many of MPJ's clients come from real estate and investment-driven businesses, so if that's your world, you're already speaking the same language — deals, depreciation, draws, and the cash-flow timing that makes or breaks them.
And MPJ doesn't stop at the business. The decisions that matter most — how you pay yourself, how things are structured, what lands on your personal return — sit right where the company and you, the owner, meet. That's where MPJ does its best work.
Pricing
Monthly retainers — no hourly meters, no surprise invoices. Just steady help you can count on.
Clarity
Clean books and a clear monthly picture for owners who need visibility, not yet strategy.
Growth
Senior financial guidance and forward-looking planning for businesses making real decisions.
Strategic
A hands-on finance partner for scaling, raising capital, or preparing for a sale.
Every engagement starts with a one-time onboarding. MPJ works best with established or fast-growing owners — particularly those with multi-entity, real estate, or trust structures — where the business and the owner's personal picture are closely tied. Retainers reflect that level of senior, hands-on attention.
Questions
Book a free 30-minute call. No pitch, no pressure — just an honest conversation about where things stand and whether MPJ is the right fit to help.